If you are a business owner, the main provider for your family, self-employed, or if you do not have coverage through work, Disability Insurance is something you should be thinking about.
Disability Insurance is coverage that replaces your main income in the event that you can no longer work. There are two types of Disability Insurance which are Short-Term Disability Insurance and Long-Term Disability Insurance. Another important note to remember is that Disability Insurance is not only for on the job injuries or illnesses but is also for off the job injuries and illnesses. Life is unexpected and many situations may occur without warning.